Privacy Policy

1. Information We Collect

AI My Auto collects information necessary to facilitate car payment transfers and protect both parties in the transaction. This includes:

• Personal Information: Name, email address, phone number, and mailing address
• Financial Information: Credit check authorization, income verification, and payment history
• Vehicle Information: VIN, make, model, year, mileage, loan/lease details
• Documentation: Driver's license, insurance information, and contract details

2. How We Use Your Information

We use the information we collect to:

• Match vehicle owners with qualified buyers using our AI technology
• Verify financial qualifications and creditworthiness of buyers
• Prepare legal contracts and documentation for payment transfers
• Coordinate with lenders, insurance companies, and other parties
• Provide customer support and communicate about your transaction
• Improve our services and AI matching algorithms

3. Information Sharing

We do not sell your personal information. We may share your information with:

• Matched Parties: Basic contact and vehicle information is shared between matched owners and buyers
• Financial Institutions: Lenders and creditors involved in the payment transfer
• Insurance Companies: For policy verification and updates
• Service Providers: Credit bureaus, document processing services, and technology providers
• Legal Requirements: When required by law or to protect our rights

4. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and restricted access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

• Access and review the personal information we have about you
• Request corrections to inaccurate information
• Request deletion of your information (subject to legal obligations)
• Opt out of marketing communications
• Withdraw consent for data processing where applicable

6. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. Transaction records are typically retained for 7 years for legal and accounting purposes.

7. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through a notice on our website.