Our AI-powered platform connects people who need to exit their car lease or loan with qualified buyers ready to take over payments. Protect your credit, avoid repossession, and transfer your vehicle liability—all at no cost to you except a $15 document fee.
Our proprietary AI technology connects car owners struggling with payments to qualified buyers ready to take over—protecting credit and eliminating hassle.
Our AI identifies owners struggling with payments and matches them with qualified buyers based on vehicle preferences and their ideal payment terms (lease/loan) as quickly as 24 hours.
Avoid repossession and credit damage. We guarantee payments to the original owner, ensuring their credit stays intact even if the buyer returns the vehicle.
Secure legal contracts transfer liability while the financing stays in the owner's name. Fully insured with the owner listed as additional insured.
Owners pay just $15 document fee—that's it. No hidden costs. Buyers pay an upfront management fee that guarantees your payments are covered.
Buyers get great deals with short-term options or equity opportunities. Take over payments on luxury vehicles without traditional financing hassles.
Most transfers are completed within 5-7 business days from initial consultation to handing over the keys. Fast, seamless, and worry-free.
Stop worrying about payments you can't afford. Our AI-powered system makes it easy to transfer your vehicle and protect your credit.
Tell us about your car, lease/loan details, and why you need to exit. Takes less than 5 minutes. Our AI immediately starts searching for qualified buyers.
Within as quickly as 24 hours, our AI finds a qualified buyer. We handle all verification, insurance setup, and legal paperwork. You just review and approve.
AI My Auto handles the entire process so you can be at ease. The transfer is contactless—no need to meet anyone. Pay just $15, protect your credit, and never worry about those payments again.
Premium vehicles from the world's most prestigious automotive brands
Featured brands include: Mercedes-Benz, BMW, Audi, Porsche, Lexus, Land Rover, Tesla, Ferrari, Lamborghini, and more
We understand you may have concerns. Here are answers to help you feel confident about protecting your credit and transferring your car payment.
Still have questions? We're here to help.
Talk to Our TeamExperience the easiest way to manage and swap your luxury vehicles. Our streamlined process is designed for busy professionals who demand excellence.
Share your vehicle preferences, budget, and timeline. Our AI analyzes your needs to curate the perfect matches.
Browse your personalized selection of premium vehicles. Each comes with detailed specs, history, and our quality guarantee.
We handle all paperwork, insurance, and delivery. Your new vehicle arrives at your doorstep, ready to drive.
Discover our carefully curated selection of luxury vehicles, each one meticulously inspected and maintained to the highest standards.
Experience unparalleled comfort and performance with our selection of luxury sedans from top manufacturers.
Unleash your passion for driving with our high-performance sports coupes designed for the road ahead.
Combine versatility and elegance with our range of premium SUVs perfect for any adventure.
Browse our full collection of 24 available vehicles ready for payment takeover.
Browse Full CollectionSee how AI My Auto has helped people just like you protect their credit, exit their car payments, and find peace of mind.
"I was drowning in my $800/month BMW lease after losing my job. AI My Auto found a buyer in 3 days and handled everything. My credit is safe and I can finally breathe again. Worth way more than the $15 I paid!"
"I thought I was stuck with my Mercedes lease for another 2 years. The AI matched me with someone who wanted a short-term option. The process was seamless and professional. No repo, no credit damage—just relief."
"Divorce left me with a car payment I couldn't afford. I was terrified about my credit score. AI My Auto's payment guarantee gave me peace of mind. They found a qualified buyer and I walked away debt-free."
"Medical bills piled up and I couldn't keep up with my Audi payments. I was weeks away from repossession. AI My Auto matched me with a buyer in 48 hours. They literally saved my credit score and my sanity."
"Business went under and I had a $650/month Lexus payment hanging over me. The AI found someone who wanted the exact car I had. Legal contract protected me, payment guarantee sealed the deal. Highly recommend!"
"I was skeptical at first—sounded too good to be true. But they delivered exactly what they promised. Found a qualified buyer, guaranteed my payments, only cost me $15. My credit stayed perfect through the whole process."
Join Thousands of Satisfied Customers
Get Out Of Your Payments TodayWhether you're struggling with payments or simply want to transfer your lease, our AI finds the perfect qualified buyer. Protect your credit and walk away worry-free—all for just a $15 document fee.